Hey,

I’m glad you care about this money stuff, but here’s one thing you’ve left out-

As I’ve been putting together the final pieces of this newsletter we’re launching, I realized something:

You are cut from a different cloth!

Most people have accepted the idea that finances will always be a source of stress. But for you, oh no, finances will give you freedom!

The thing is, you already know it’s not about the money. Saving money and investing money is simply a TOOL to build the life you want.

And that’s the purpose of this upcoming newsletter.

I want you to take care of your finances, so you don’t have to think about finances!

I don’t want your mind to be filled with the following thoughts:

  • Can I afford this?

  • Who’s going to cover the bill?

  • I want to quit my job, but I can’t.

  • When I’m ____, then I’ll be able to do _____.

I want your mind to be filled with these thoughts instead:

  • Which all-inclusive hotel are we booking for our family?

  • Where am I going to take my spouse for our anniversary?

  • How can I serve more in my church (or whatever organization you’re a part of)?

  • Which hobby do I want to start pursuing?

Frugal living and getting discounts are cool and all; but these are simply a means to have extra cash flow.

With that extra cash flow, you need to leverage it wisely. And here’s what I mean by “leverage.”

Ahem, it’s story time:

When I was in college, I had a scholarship that covered my tuition 100%.

I also worked in sales for a logistics company. Basically, I cold-called trucking companies to sell them a GPS software. Paid $22.50 an hour.

But while I was making that money and attending classes…I WAS FRUGAL.

  • I lived with 4 roommates in a 3-bed apartment in a sketchy neighborhood.

  • I got all the free food I could get from college clubs and church activities.

  • I spent $150 on groceries a month.

  • I did free activities ONLY. Used my school perks and got creative.

So on one hand, I was a savings maniac…

But on the other, I was investing all my extra cash into 3 places.

  1. I saved $10,000 into my emergency fund

  2. I was maxing out my Roth IRA

  3. I paid for courses and conferences to learn more about social media + content creation.

I leveraged my extra income to improve 3 things:

  1. Peace today.

  2. Peace in the future.

  3. My skills and value in the market.

And honestly #3, I am SO EXCITED to talk more about.

This is what we leave out so often in the world of frugal living. How can we become more skilled and more connected, so we can command a higher income in the market!

When it comes to financial well-being, there are 2 sides of the equation: 1) INCOME GOING OUT 2) INCOME GOING IN.

And what people don’t talk about, is the fact that we should also focus on increasing the “income coming in side".”

I think you might be interested in this part of the “money stuff” too.

P.S. If you have one question you've always wanted answered about saving, investing, or growing your income, just hit reply. I’d love to answer it in a future edition.

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